M3 Challenge

What is the M3 Challenge?

Moody's Mega Math Challenge is a mathematical modeling contest for high school juniors and seniors. Through participation, students gain the experience of working in teams to tackle a real-world problem under time and resource constraints akin to those faced by industrial applied mathematicians. The Challenge is sponsored by The Moody's Foundation and organized by the Society for Industrial and Applied Mathematics (SIAM) and awards $150,000 in scholarships. The M3 Challenge spotlights applied mathematics as a powerful problem-solving tool, and as a viable and exciting profession.

Who is Eligible?

11th and 12th graders from anywhere in the United States, including territories and DoDEA schools. Homeschool and cyberschool students are eligible. Teams must be comprised of three to five students and one teacher-coach and a maximum of two teams per high school may register.

The 2015 Problem

STEM Sells: What is Higher Education Really Worth?

This problem required teams to create mathematical models to quantify and consider the total costs, expected earnings, and lifestyle factors resulting from a college education, comparing the earning potential of various career paths.

Want to See More Problems?

Study former Challenge problems, winning solutions, practice problems and judging perspectives from 2006 to present.


To find out how much fun other teams have had competing, explore our collection of archived Challenges, winning solutions, photos, videos, press releases, flyers, and more.